A few years ago, I was in a pretty serious car accident. During the aftermath, I became really familiar with a lot of different types of lawyers. I worked with personal injury lawyers, insurance lawyers, and many others. Perhaps the most important, though, was the estate planning lawyer. I was really young, and neither my wife or I had thought about starting a will. But the accident kind of scared us into it. What would happen if one of us were to die? Even when still in the hospital, I was working with the lawyer to draw up a will. Now, I have some peace and security about what the future will be like if something should happen to me. And I have a lot of experience working with various types of lawyers! The accident was kind of a blessing in disguise in that way.
If you have been hit by a careless driver and are now injured, you may already know all about the physical costs of the accident. You can be paid for pain and suffering, a form of damage you should speak to your personal injury lawyer about. However, one of the first problems some accident victims notice is that their financial situation has suddenly worsened – a lot. To find out more about being paid for your financial damages after a car accident, read on.
No Income Coming In
No matter how much money you were earning before the accident happened, your financial situation can begin to erode almost right away afterward. Most people depend on earning those bi-weekly paychecks so that the mortgage, utilities, food costs, and more get paid. Depending on the seriousness of your injury, you might be looking at several weeks or even months of no work and no income coming in. Even two-income earning households will feel the pinch quickly. You must act quickly once you know how long you will be out of work. Speak to your lawyer about being paid for your lost wages and more.
No Vehicle to Drive
Very few people can afford to purchase another vehicle to replace the wrecked one without funds from the insurer. Even those who are too injured to drive may need a car for their partner to use to take the kids to school or go food shopping. Unfortunately, it can take several weeks for the insurance company to finally get around to paying you for your wrecked vehicle. Speak to your lawyer about this issue. Some insurers will only take action on your vehicle claim once they find out you have a lawyer. You may also be entitled to a rental car or other forms of help from the other driver's insurer.
No Medical Reimbursement
You are entitled to coverage for any medical needs caused by the accident. However, insurers are often not in any hurry to pay those claims. That means they could begin billing you, the victim. Unpaid medical bills may be sent to a collections agency before you can even get in touch with the insurer. When that happens, your credit score could be in danger of dropping and that will only add to your financial problems. Contact a personal injury lawyer as soon as you can so that they can stay on top of issues with the insurer not paying claims. Personal injury lawyers know how to work with insurers to get your bills paid in a timely manner.
The above forms of damage are only the beginning of what you are owed after an accident. Speak to a personal injury lawyer today and get financial relief.
Share17 February 2022
